2 Options for IOB Account Aadhaar EKYC Link Online
Using the 2 options you can link Aadhaar number to your IOB account Check out the EKYC status of the IOB Aadhaar link to see if the account is linked or not
To prevent their bank account from getting locked Indian Overseas Bank have asked all of its customers to link their Aadhaar card with the bank account and both the online and offline modes are available for IOB customers to get the Aadhaar card linked to the bank account
It is informed to every IOB customer to link Aadhaar card to the bank account as per the government incentive or else they will have to face bank account deactivation The KYC documents also must be linked directly The One customer one account policy is being enforced by the government to ensure that Aadhaar card number is attached to each bank account
The direct link is available by Indian Overseas Bank for the employees to link their Aadhaar card number to their bank account By following the given method you can link an Aadhaar card to a Bank account by using your credentials
Online Link IOB Aadhaar EKYC
- Visit the Indian Overseas Bank portal at iob.in
- Click the update Aadhaar option
- Now click the option Aadhaar Authentication Through KYC
- Fill in your savings bank account number
- Now enter your Aadhaar number or VID
- Fill in the security code as asked and tap the checkbox of consent
- To verify it with Aadhaar OTP click the Next button
- The Aadhaar number will be linked to a bank account after confirmation and a verification code is received on the customers mobile number as a confirmation of KYC linked to the bank account
The process to Link IOB Net Banking to Aadhaar Number
To access the link Indian Overseas Bank net banking credentials are to be used by the customer to get Aadhaar number updated with the IOB bank account
- Go to the IOB net banking page at iobnet.co.in/ibanking/login.do
- To access the net banking page use the application
- Use your internet banking credentials to login and go to the customers’ page
- Click the Edit Profile option and choose your Aadhaar details from the link
- Click the option Update Aadhaar Number and fill in your number here
- Click to submit and submit the received OTP for confirmation
- The confirmation message will be received on the registered mobile number and the number gets cleared by KYC update
Link Status IOB Aadhaar
After submitting the Aadhaar card number to profile using an IOB bank account through online or offline mode check status
- Use your credentials to log in to IOB Net banking
- Click the edit profile option and choose Aadhaar from the list
- Here you can check if you have already submitted your Aadhaar
- The status will be visible on-screen only in this case or else the customer will have to visit a nearest bank branch to check the status of Aadhaar card updating
Is it allowed to change the Aadhaar card after updating the account?
e-Verification is done by sending OTP to the registered mobile number when Aadhaar card is updated with the customer’s IOB net banking account thus the name must be the same as the Aadhaar card linked to the bank account and by visiting the bank branch only any changes can be made
What would happen in case of delay in updating the Aadhaar card to the Bank account?
The services will be stopped for the account holder if the Aadhaar KYC update is not done in time and the transactions will stop to proceed as if the account is left for KYC update To keep your account working and to avail all the services provided you must update your Aadhaar number with IOB account before the deadline provided by RBI
What would happen if the wrong Aadhaar number will be linked to IOB account?
In case of providing the correct Aadhaar number only the Aadhaar card link with the EKYC update process for the IOB account will be successful and verification is received on the customer mobile number as an OTP and it is ensured that customer gets verified through the e-verification process and the update is canceled in the very first step if wrong Aadhaar number is provided and the number asked to be linked to your account is not accepted
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